RESEARCH REPORT
Visa Inc.
V
$413.59
As of 2026-11-01
Research note — 2026-11-01. Educational analysis, not financial advice.
The one-line version
Visa Inc. trades near $413.59 on a trailing multiple of about 33.6x versus its own 5-year median near 28.3x, against contested Street targets and the usual concentration and execution risks. That's the tension. Everything below is the detail.
That's the tension. Everything below is the detail.
1. What you're paying
| Now | Its own 5-year median | Gap | |
|---|---|---|---|
| P/E (trailing) | ~33.6 | ~28.3 | +19% |
| P/E (forward) | ~24.1 | — | — |
| EPS (TTM) | 12.32 | — | — |
| Gross margin | 97.7% | — | — |
What that means in plain terms: the gap versus the company's own history is the growth or durability the market is already pricing. It is not automatically wrong — it is the bet.
Fair-value anchors on file:
- 5-year median P/E multiple: $348.62 — Applies the 5-year median multiple (28.3x) to trailing EPS.
- Street mean target: $441.15 — Average published analyst target.
- Street target midpoint: $407.50 — Midpoint of $330.00–$485.00 published range.
Street targets run from $330.00 to $485.00. A wide spread means the name is contested, not consensus.
2. What the bulls are counting on
- What the Big Banks' Third-Quarter Reports Say About Credit Card Borrowers
- Benzinga's 'Stock Whisper' Index: Five Stocks market participants Secretly Monitor But Don't Talk About Yet
- Visa (V) Stock Fair Value Edges Higher After Analysts Lift Targets On Q4 Results
Sign up free to read the full analysis
Bull case, bear case, assumptions, and what to watch next.
3. What the bears see
- V Q3 deep dive: value-added services and agentic commerce drive steady growth
- Dividend Income Report: +15.25% And A Listener's Portfolio Roast
- Stocktwits Fintech Pulse: US Fintech Weekly Briefing & Market Drivers
Sign up free to read the full analysis
Bull case, bear case, assumptions, and what to watch next.
4. What would have to be true
For the stock to justify ~33.6x rather than its 5-year ~28.3x, roughly all of the following need to neutral:
- Growth or margin durability shows up in the next several reports, not just in narrative.
- Key revenue concentrations survive competitive and regulatory pressure.
- Execution on the current product or services cycle stays on schedule.
- The Street target range compresses as results clarify the contested assumptions.
Ask yourself honestly: how many of those would you bet on individually? Multiply your answers together.
Sign up free to read the full analysis
Bull case, bear case, assumptions, and what to watch next.
5. What to watch next
- Next earnings date: 2027-01-27
- Trailing and forward multiples versus the company's own history
- Segment growth rates in the next 10-Q / earnings release
- Material Form 4 and 13F changes
- Whether the Street high-to-low target spread narrows or widens
Sign up free to read the full analysis
Bull case, bear case, assumptions, and what to watch next.
6. What this note does not do
It doesn't tell you to buy or sell. It won't, ever.
You have the valuation in context, the strongest version of both cases, and the specific assumptions the current price depends on. What you do with that depends on your time horizon, your existing exposure, your risk tolerance, and what else you could do with the money — none of which we know.
If you want someone to tell you what to do, you want a licensed financial adviser, and that is a genuinely reasonable thing to want.
Educational and informational purposes only. Not investment advice and not a recommendation to buy or sell any security. GetStockReport is not a registered investment adviser. Figures are as of 2026-11-01 and go stale quickly — verify against primary sources before acting. All investments carry risk including loss of principal. Past performance does not guarantee future results.
8. Analyst ratings & targets
No recent activity
Analyst opinions change frequently. Past upgrades do not predict future returns.
9. Important news
Nov 7, 2026|5 Best Stocks To Buy According to Billionaire Armitage(Yahoo)
John Armitage has managed money since the early 1980s, and the record behind his firm is the reason investors keep an eye on his filings. He started Egerton Capital in London in 1994 with William Bollinger, after a career at Morgan Grenfell that began in 1981. There he ran a unit trust for six years […]
Nov 7, 2026|Tencent Music (TME) Stock Looks Fairly Valued After Payments Partnership News(Yahoo)
Tencent Music Entertainment Group has seen a sharp share price reset over the past year, which puts a spotlight on whether the current US$9.56 level is properly supported by the cash the business can generate. With sentiment swinging and fresh corporate developments in the background, the question now is how the stock price lines up against its intrinsic value based on those cash flows. The share price is down 53.9% over the past year, so the market has already repriced Tencent Music...
Nov 6, 2026|Mastercard Hit a Record as Visa Raised Its Dividend 16%. Here’s Where Mastercard’s Cash Goes(Yahoo)
Key TakeawaysVisa raised its quarterly dividend 16% to $0. 78 a share, a 0.
Nov 6, 2026|Visa Just Raised Its Dividend 16%. Free Cash Flow Shows Whether the Buybacks Can Keep Pace(Yahoo)
Key TakeawaysVisa raised its quarterly dividend 16% to $0. 78 a share, but after a 30% gain over the past year the stock yields just 0.
Nov 6, 2026|Dividend Champion, Contender, And Challenger Highlights: Week of November 8(SeekingAlpha)
Get the latest dividend activity for Dividend Champions, Contenders, and Challengers. Read this week's list here.
News headlines are reported as-is. Verify important claims with original sources.
10. Insider Form 4 activity
| Date | Executive | Action | Shares | Value |
|---|---|---|---|---|
| Nov 4, 2026 | Taneja Rajat (PRESIDENT, TECHNOLOGY) | Sell | 34,417 | $3.8M |
| Nov 4, 2026 | Taneja Rajat (PRESIDENT, TECHNOLOGY) | Sell | 7,620 | $3.2M |
| Nov 4, 2026 | Taneja Rajat (PRESIDENT, TECHNOLOGY) | Sell | 7,014 | $3.0M |
| Nov 4, 2026 | Taneja Rajat (PRESIDENT, TECHNOLOGY) | Sell | 19,783 | $8.5M |
| Nov 4, 2026 | Taneja Rajat (PRESIDENT, TECHNOLOGY) | Sell | 34,417 | $0 |
| Nov 2, 2026 | Taneja Rajat (PRESIDENT, TECHNOLOGY) | Sell | 34,418 | $3.8M |
| Nov 2, 2026 | Taneja Rajat (PRESIDENT, TECHNOLOGY) | Sell | 34,418 | $14.6M |
| Nov 2, 2026 | Taneja Rajat (PRESIDENT, TECHNOLOGY) | Sell | 34,418 | $0 |
Form 4 filings are routine transactions. Scheduled sales (10b5-1 plans) are normal and not signals.
11. Institutional 13F holdings
| Fund | Shares | Position | Change |
|---|---|---|---|
| Vanguard Group | 144,045,681 | $50.5B | — |
| State Street | 82,872,209 | $28.4B | — |
| BlackRock | 47,376,324 | $12.4B | — |
| BlackRock Institutional Trust | 3,404,968 | $265.7M | — |
These are 45-day lagged filings (SEC requirement). Position changes happened in the past.
12. Earnings this week
No recent activity
Earnings dates are estimates and may shift. EPS estimates are consensus, not predictions.